/* ========================================================
   Gmarket Sans 웹폰트 정의 (CDN)
   ======================================================== */
@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansLight.woff') format('woff');
    font-weight: 300;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansMedium.woff') format('woff');
    font-weight: 400;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansMedium.woff') format('woff');
    font-weight: 500;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansBold.woff') format('woff');
    font-weight: 700;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansBold.woff') format('woff');
    font-weight: 800;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'GmarketSans';
    src: url('https://cdn.jsdelivr.net/gh/projectnoonnu/noonfonts_2001@1.1/GmarketSansBold.woff') format('woff');
    font-weight: 900;
    font-style: normal;
    font-display: swap;
}

/* ========================================================
   💎 더드림넷 하이엔드 모던 네이비 & 핀테크 디자인 시스템 토큰
   ======================================================== */
:root {
    --font-main: 'GmarketSans', -apple-system, BlinkMacSystemFont, "Pretendard", "Segoe UI", Roboto, sans-serif;

    /* 하이엔드 코발트 & 일렉트릭 블루 (포인트 컬러) */
    --point-color: #2563EB;
    --point-light: #38BDF8;
    --point-dark: #1D4ED8;
    --point-gradient: linear-gradient(135deg, #38BDF8 0%, #2563EB 60%, #1D4ED8 100%);
    --point-gradient-hover: linear-gradient(135deg, #60A5FA 0%, #3B82F6 60%, #2563EB 100%);
    --point-glow: rgba(37, 99, 235, 0.35);
    --point-glow-light: rgba(56, 189, 248, 0.3);

    /* 럭셔리 옵시디언 / 딥 네이비 서피스 */
    --navy-main: #0B1120;
    --navy-deep: #060913;
    --navy-surface: #0F172A;
    --navy-card: #131E36;
    
    /* 퓨어 & 아이스 화이트 서피스 */
    --white: #FFFFFF;
    --white-bg: #FFFFFF;
    --white-sub: #F8FAFC;
    --white-border: #E2E8F0;

    /* 타이포그래피 컬러 */
    --text-navy: #0F172A;
    --text-navy-muted: #64748B;
    --text-white: #FFFFFF;
    --text-white-muted: #94A3B8;

    /* 다크 글래스모피즘 서피스 토큰 */
    --glass-dark-bg: rgba(19, 30, 54, 0.65);
    --glass-dark-bg-hover: rgba(26, 41, 74, 0.8);
    --glass-dark-border: rgba(255, 255, 255, 0.1);
    --glass-dark-border-hover: rgba(56, 189, 248, 0.5);
    
    /* 깊이감 있는 하이엔드 다층 섀도우 */
    --shadow-subtle-dark: 
        0 20px 40px -15px rgba(0, 0, 0, 0.7),
        0 1px 2px rgba(0, 0, 0, 0.4),
        inset 0 1px 0 rgba(255, 255, 255, 0.18);

    --shadow-elevated-dark: 
        0 30px 60px -12px rgba(0, 0, 0, 0.85),
        0 0 30px rgba(37, 99, 235, 0.2),
        inset 0 1px 0 rgba(255, 255, 255, 0.3);

    --shadow-subtle-light: 
        0 20px 40px -15px rgba(15, 23, 42, 0.06),
        0 2px 6px rgba(15, 23, 42, 0.03),
        inset 0 1px 0 #FFFFFF;

    --shadow-elevated-light: 
        0 30px 60px -12px rgba(37, 99, 235, 0.12),
        0 8px 20px -6px rgba(37, 99, 235, 0.08),
        inset 0 1px 0 #FFFFFF;

    --glass-blur: blur(20px) saturate(180%);

    /* 래디우스 & 트랜지션 */
    --radius-xl: 24px;
    --radius-lg: 20px;
    --radius-md: 14px;
    --radius-sm: 10px;

    --transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

/* 전역 박스 리셋 */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html,
body,
button,
input,
optgroup,
select,
textarea,
p,
span,
h1, h2, h3, h4, h5, h6,
a,
li,
td, th,
label,
strong,
div {
    font-family: var(--font-main);
    letter-spacing: -0.025em;
}

/* Font Awesome 아이콘 보장 */
i.fa, i.fas, i.far, i.fal, i.fad, i.fab,
.fa, .fas, .far, .fal, .fad, .fab,
[class^="fa-"], [class*=" fa-"],
[class^="fa-"]::before, [class*=" fa-"]::before,
.fa::before, .fas::before, .far::before, .fab::before {
    font-family: "Font Awesome 6 Free", "Font Awesome 6 Brands", "Font Awesome 5 Free", "FontAwesome" !important;
    font-style: normal;
    font-variant: normal;
    text-rendering: auto;
    line-height: 1;
}

html {
    scroll-behavior: smooth;
}

body {
    background-color: var(--white-bg);
    color: var(--text-navy);
    line-height: 1.65;
    overflow-x: hidden;
    padding-bottom: 120px;
    word-break: keep-all;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

.container {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ========================================================
   🌐 모던 섹션 테마 유틸리티
   ======================================================== */

/* [모던 다크 섹션: 딥 네이비] */
.section-theme-navy {
    background: radial-gradient(circle at 50% -20%, #172554 0%, #0B1120 50%, #060913 100%);
    color: var(--text-white);
    position: relative;
}

.section-theme-navy::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(56, 189, 248, 0.3), transparent);
    z-index: 1;
}

.section-theme-navy .section-tag {
    background: rgba(56, 189, 248, 0.08);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    color: var(--point-light);
    border: 1px solid rgba(56, 189, 248, 0.3);
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
    font-weight: 700;
}

.section-theme-navy .section-main-title {
    color: #FFFFFF;
    letter-spacing: -0.035em;
}

.section-theme-navy .section-main-title span {
    color: var(--point-light);
    border-bottom: 2.5px solid var(--point-light);
    padding-bottom: 2px;
}

.section-theme-navy .section-sub-desc {
    color: var(--text-white-muted);
}

/* [모던 라이트 섹션] */
.section-theme-white {
    background: #FFFFFF;
    color: var(--text-navy);
    position: relative;
    border-top: 1px solid #F1F5F9;
    border-bottom: 1px solid #F1F5F9;
}

.section-theme-white .section-tag {
    background: #F1F5F9;
    color: var(--point-color);
    border: 1px solid #E2E8F0;
    font-weight: 700;
}

.section-theme-white .section-main-title {
    color: var(--navy-main);
    letter-spacing: -0.035em;
}

.section-theme-white .section-main-title span {
    color: var(--point-color);
    border-bottom: 2.5px solid var(--point-color);
    padding-bottom: 2px;
}

.section-theme-white .section-sub-desc {
    color: var(--text-navy-muted);
}

.section-header {
    text-align: center;
    margin-bottom: 48px;
    position: relative;
}

.section-tag {
    font-size: 0.82rem;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    margin-bottom: 16px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 6px 18px;
    border-radius: 999px;
    transition: var(--transition);
}

.section-main-title {
    font-size: 2.4rem;
    font-weight: 900;
    line-height: 1.32;
    letter-spacing: -0.035em;
}

.section-sub-desc {
    font-size: 1.02rem;
    margin-top: 14px;
    font-weight: 400;
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

/* ========================================================
   1. 플로팅 글래스 네비게이션
   ======================================================== */
.nav-container {
    position: fixed;
    top: 16px;
    left: 50%;
    transform: translateX(-50%);
    width: calc(100% - 32px);
    max-width: 1280px;
    height: 64px;
    z-index: 1000;
    border-radius: 999px;
    display: flex;
    align-items: center;
    padding: 0 24px;
    background: rgba(11, 17, 32, 0.88);
    backdrop-filter: blur(24px) saturate(190%);
    -webkit-backdrop-filter: blur(24px) saturate(190%);
    border: 1px solid rgba(255, 255, 255, 0.12);
    box-shadow: 
        0 20px 40px -10px rgba(0, 0, 0, 0.6),
        inset 0 1px 0 rgba(255, 255, 255, 0.15);
    transition: var(--transition);
}

.nav-container:hover {
    border-color: rgba(56, 189, 248, 0.3);
    background: rgba(11, 17, 32, 0.94);
}

.nav-content {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    flex-wrap: nowrap;
}

.logo {
    flex-shrink: 0;
    margin: 0;
}

.logo a {
    font-size: 1.25rem;
    font-weight: 900;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    gap: 10px;
    white-space: nowrap;
    word-break: keep-all;
    text-decoration: none;
}

.nav-mascot-img {
    width: 36px;
    height: 36px;
    object-fit: contain;
    filter: drop-shadow(0 2px 8px rgba(56, 189, 248, 0.5));
    animation: mascot-mini-bounce 4s ease-in-out infinite;
    flex-shrink: 0;
}

@keyframes mascot-mini-bounce {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-3px) rotate(4deg); }
}

.logo-badge {
    font-size: 10px;
    font-weight: 700;
    color: #FFFFFF;
    background: var(--point-gradient);
    padding: 3px 8px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    white-space: nowrap;
    flex-shrink: 0;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 16px;
    list-style: none;
    margin: 0;
    padding: 0;
    flex-wrap: nowrap;
    flex-shrink: 1;
}

.nav-links li {
    flex-shrink: 0;
}

.nav-links a {
    font-weight: 600;
    font-size: 0.88rem;
    color: #94A3B8;
    transition: var(--transition);
    position: relative;
    padding: 6px 0;
    white-space: nowrap;
    word-break: keep-all;
    display: inline-block;
    text-decoration: none;
}

.nav-links a:hover,
.nav-links a.active {
    color: #FFFFFF;
}

.nav-links a.active::after,
.nav-links a:hover::after {
    content: '';
    position: absolute;
    bottom: 0px;
    left: 0;
    width: 100%;
    height: 2px;
    background: var(--point-light);
    border-radius: 2px;
    box-shadow: 0 0 8px var(--point-light);
}

.nav-cta {
    flex-shrink: 0;
}

.nav-cta .cta-button {
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 9px 20px;
    border-radius: 999px;
    font-weight: 800;
    font-size: 0.9rem;
    transition: var(--transition);
    border: 1px solid rgba(255, 255, 255, 0.2);
    box-shadow: 0 4px 14px var(--point-glow);
    display: inline-flex;
    align-items: center;
    gap: 7px;
    white-space: nowrap;
    word-break: keep-all;
    text-decoration: none;
}

.nav-cta .cta-button:hover {
    transform: translateY(-2px);
    background: var(--point-gradient-hover);
    box-shadow: 0 6px 20px rgba(56, 189, 248, 0.4);
}

@media (max-width: 1200px) {
    .nav-container { padding: 0 18px; }
    .nav-links { gap: 12px; }
    .nav-links a { font-size: 0.82rem; }
    .logo a { font-size: 1.15rem; }
    .nav-cta .cta-button { padding: 7px 14px; font-size: 0.8rem; }
}

@media (max-width: 992px) {
    .nav-container {
        height: 56px;
        top: 10px;
        padding: 0 16px;
        width: calc(100% - 20px);
    }
    .nav-links {
        display: none;
    }
}

/* ========================================================
   2. 히어로 섹션 (남색/네이비 럭셔리 스타일)
   ======================================================== */
.hero-section {
    position: relative;
    padding: 160px 0 100px;
    min-height: 84vh;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: radial-gradient(circle at 65% 25%, #1E3A8A 0%, #0B1120 50%, #060913 100%);
    color: #FFFFFF;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 0;
    pointer-events: none;
}

.glow-sphere {
    position: absolute;
    border-radius: 50%;
    filter: blur(100px);
    z-index: 0;
    opacity: 0.45;
    animation: float-sphere 16s infinite alternate ease-in-out;
}

.sphere-1 {
    width: 500px;
    height: 500px;
    background: #2563EB;
    top: -60px;
    right: -40px;
}

.sphere-2 {
    width: 420px;
    height: 420px;
    background: #0284C7;
    bottom: -40px;
    left: -60px;
    animation-delay: -5s;
}

@keyframes float-sphere {
    0% { transform: translate(0, 0) scale(1); }
    100% { transform: translate(30px, 40px) scale(1.08); }
}

.hero-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    z-index: 2;
    gap: 50px;
}

.hero-content {
    flex: 1.15;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 20px;
    background: rgba(255, 255, 255, 0.06);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    color: var(--point-light);
    border-radius: 999px;
    font-size: 0.85rem;
    font-weight: 700;
    margin-bottom: 24px;
    border: 1px solid rgba(56, 189, 248, 0.35);
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.2);
}

.badge-dot-live {
    width: 7px;
    height: 7px;
    background: #10B981;
    border-radius: 50%;
    box-shadow: 0 0 8px #10B981;
    animation: pulse-dot 1.5s infinite;
}

.hero-title {
    font-size: 3.1rem;
    font-weight: 900;
    line-height: 1.25;
    margin-bottom: 20px;
    color: #FFFFFF;
    letter-spacing: -0.04em;
}

.hero-title span {
    color: var(--point-light);
    border-bottom: 3.5px solid var(--point-light);
    padding-bottom: 2px;
}

.hero-subtitle {
    font-size: 1.08rem;
    color: #94A3B8;
    margin-bottom: 36px;
    line-height: 1.7;
    font-weight: 400;
    max-width: 600px;
}

.hero-stats {
    display: flex;
    gap: 16px;
    margin-bottom: 36px;
}

.stat-item {
    display: flex;
    flex-direction: column;
    padding: 16px 22px;
    background: rgba(19, 30, 54, 0.5);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: var(--shadow-subtle-dark);
    transition: var(--transition);
}

.stat-item:hover {
    transform: translateY(-3px);
    border-color: rgba(56, 189, 248, 0.4);
    background: rgba(26, 41, 74, 0.65);
}

.stat-value {
    font-size: 1.5rem;
    font-weight: 900;
    color: var(--point-light);
}

.stat-label {
    font-size: 0.82rem;
    color: #94A3B8;
    font-weight: 500;
    margin-top: 2px;
}

.hero-cta-btns {
    display: flex;
    gap: 14px;
}

.btn-hero-primary {
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 16px 34px;
    border-radius: 999px;
    font-weight: 800;
    font-size: 1rem;
    display: inline-flex;
    align-items: center;
    gap: 9px;
    border: 1px solid rgba(255, 255, 255, 0.25);
    box-shadow: 0 8px 24px var(--point-glow);
    transition: var(--transition);
}

.btn-hero-primary:hover {
    transform: translateY(-3px);
    background: var(--point-gradient-hover);
    box-shadow: 0 12px 30px rgba(56, 189, 248, 0.4);
}

.btn-hero-secondary {
    background: rgba(255, 255, 255, 0.05);
    color: #FFFFFF;
    padding: 16px 30px;
    border-radius: 999px;
    font-weight: 700;
    font-size: 1rem;
    border: 1px solid rgba(255, 255, 255, 0.15);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    display: inline-flex;
    align-items: center;
    gap: 9px;
    transition: var(--transition);
}

.btn-hero-secondary:hover {
    border-color: var(--point-light);
    color: var(--point-light);
    background: rgba(56, 189, 248, 0.1);
    transform: translateY(-3px);
}

.hero-image {
    flex: 1.1;
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-mascot-stage {
    position: relative;
    width: 540px;
    height: 540px;
    max-width: 100%;
    display: flex;
    justify-content: center;
    align-items: center;
}

.mascot-ambient-glow {
    position: absolute;
    width: 480px;
    height: 480px;
    background: radial-gradient(circle, rgba(56, 189, 248, 0.45) 0%, rgba(37, 99, 235, 0.25) 50%, transparent 70%);
    border-radius: 50%;
    filter: blur(40px);
    z-index: 0;
    animation: glow-pulse 4s infinite alternate ease-in-out;
}

@keyframes glow-pulse {
    0% { transform: scale(0.92); opacity: 0.75; }
    100% { transform: scale(1.15); opacity: 1; }
}

.hero-mascot-character {
    width: 460px;
    height: 460px;
    max-width: 100%;
    object-fit: contain;
    position: relative;
    z-index: 2;
    filter: drop-shadow(0 25px 45px rgba(0, 0, 0, 0.6)) drop-shadow(0 0 35px rgba(56, 189, 248, 0.5));
    animation: mascot-float 5s ease-in-out infinite;
}

@keyframes mascot-float {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-16px) rotate(2deg); }
}

.floating-benefit-chip {
    position: absolute;
    background: rgba(15, 23, 42, 0.88);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border: 1px solid rgba(255, 255, 255, 0.2);
    padding: 10px 20px;
    border-radius: 999px;
    font-size: 0.9rem;
    font-weight: 800;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0 14px 32px rgba(0, 0, 0, 0.55), inset 0 1px 0 rgba(255, 255, 255, 0.25);
    z-index: 3;
    white-space: nowrap;
}

.chip-left {
    bottom: 65px;
    left: -20px;
    animation: chip-float-left 5s ease-in-out infinite;
}

.chip-right {
    bottom: 25px;
    right: -20px;
    animation: chip-float-right 5.5s ease-in-out infinite 0.5s;
}

@keyframes chip-float-left {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

@keyframes chip-float-right {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(10px); }
}

.text-cyan { color: var(--point-light); }
.text-blue { color: #60A5FA; }

/* 말풍선 공통 */
.mascot-speech-bubble,
.hero-speech-bubble,
.summary-mascot-speech-bubble {
    position: relative;
    background: linear-gradient(135deg, #FFFFFF 0%, #F0F9FF 100%);
    color: #0F172A;
    padding: 10px 22px;
    border-radius: 999px;
    font-size: 0.95rem;
    font-weight: 800;
    letter-spacing: -0.02em;
    border: 2px solid #BAE6FD;
    box-shadow: 
        0 12px 28px -6px rgba(0, 0, 0, 0.4),
        0 0 20px rgba(56, 189, 248, 0.35),
        inset 0 2px 0 rgba(255, 255, 255, 1);
    display: inline-flex;
    align-items: center;
    gap: 7px;
    user-select: none;
    animation: cute-bubble-float 4.5s ease-in-out infinite;
    transition: all 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.hero-speech-bubble {
    position: absolute;
    top: -24px;
    left: 50%;
    transform: translateX(-50%);
    white-space: nowrap;
    z-index: 5;
    font-size: 1.02rem;
    font-weight: 700;
    padding: 11px 25px;
    animation: hero-bubble-bounce 5s ease-in-out infinite;
}

.hero-speech-bubble::after {
    content: '';
    position: absolute;
    bottom: -9px;
    left: 48%;
    transform: translateX(-50%);
    width: 0;
    height: 0;
    border-left: 9px solid transparent;
    border-right: 9px solid transparent;
    border-top: 10px solid #FFFFFF;
    filter: drop-shadow(0 3px 2px rgba(186, 230, 253, 0.8));
}

.summary-mascot-speech-bubble {
    margin-bottom: 14px;
    font-size: 0.88rem;
    padding: 7px 18px;
    animation: cute-bubble-float 4.2s ease-in-out infinite 0.4s;
}

.summary-mascot-speech-bubble::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 0;
    border-left: 7px solid transparent;
    border-right: 7px solid transparent;
    border-top: 9px solid #FFFFFF;
}

.bubble-sparkle {
    display: inline-block;
    animation: sparkle-twinkle 2s infinite ease-in-out;
}

@keyframes cute-bubble-float {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    33% { transform: translateY(-5px) rotate(1.2deg); }
    66% { transform: translateY(3px) rotate(-0.8deg); }
}

@keyframes hero-bubble-bounce {
    0%, 100% { transform: translateX(-50%) translateY(0) rotate(0deg); }
    50% { transform: translateX(-50%) translateY(-12px) rotate(-1.5deg); }
}

@keyframes sparkle-twinkle {
    0%, 100% { transform: scale(1) rotate(0deg); }
    50% { transform: scale(1.3) rotate(12deg); }
}

/* ========================================================
   2-2. 허위·과장 광고 팩트체크 & 진짜 100만원 지원금 보증
   ======================================================== */
.real-cash-section {
    padding: 70px 0 50px;
    background: #FFFFFF;
    position: relative;
    z-index: 3;
    border-bottom: 1px solid #F1F5F9;
}

.real-cash-card {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-xl);
    padding: 48px 44px;
    box-shadow: 
        0 20px 45px -10px rgba(15, 23, 42, 0.08),
        0 1px 3px rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
}

.real-cash-header {
    margin-bottom: 36px;
}

.real-cash-alert-tag {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 7px 20px;
    background: #FEF2F2;
    border: 1px solid #FECACA;
    color: #DC2626;
    border-radius: 999px;
    font-size: 0.85rem;
    font-weight: 800;
    margin-bottom: 16px;
    box-shadow: 0 2px 8px rgba(220, 38, 38, 0.08);
}

.real-cash-title {
    font-size: 2.2rem;
    font-weight: 900;
    line-height: 1.34;
    color: #0F172A;
    letter-spacing: -0.035em;
    margin-bottom: 12px;
}

.text-danger-line {
    color: #E11D48;
    background: linear-gradient(180deg, transparent 65%, #FFE4E6 65%);
    padding: 0 4px;
}

.real-cash-warning-desc {
    font-size: 1.08rem;
    color: #475569;
    line-height: 1.7;
}

.real-cash-warning-desc strong {
    color: #DC2626;
    font-weight: 800;
}

.real-cash-banner-box {
    background: linear-gradient(135deg, #F0F9FF 0%, #E0F2FE 50%, #F8FAFC 100%);
    border: 1.5px solid #BAE6FD;
    border-radius: var(--radius-lg);
    padding: 38px 40px 34px;
    display: grid;
    grid-template-columns: 1fr 280px;
    gap: 36px;
    align-items: center;
    box-shadow: 
        0 14px 30px -5px rgba(2, 132, 199, 0.12),
        inset 0 1px 0 rgba(255, 255, 255, 0.8);
    position: relative;
}

.real-cash-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 5px 14px;
    background: #0284C7;
    border-radius: 999px;
    color: #FFFFFF;
    font-size: 0.8rem;
    font-weight: 800;
    margin-bottom: 14px;
    box-shadow: 0 2px 8px rgba(2, 132, 199, 0.25);
}

.badge-dot-real {
    width: 6px;
    height: 6px;
    background: #FFFFFF;
    border-radius: 50%;
    box-shadow: 0 0 6px #FFFFFF;
    animation: pulse-dot 1.5s infinite;
}

.real-cash-headline {
    font-size: 1.7rem;
    font-weight: 900;
    color: #0F172A;
    line-height: 1.35;
    letter-spacing: -0.03em;
    margin-bottom: 10px;
}

.real-cash-headline span {
    color: #0284C7;
    border-bottom: 2.5px solid #0284C7;
    padding-bottom: 1px;
}

.real-cash-subtext {
    font-size: 1rem;
    color: #334155;
    line-height: 1.65;
    margin-bottom: 22px;
}

.real-cash-subtext strong {
    color: #0F172A;
    font-weight: 800;
}

.real-cash-features-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin-bottom: 26px;
}

.feature-pill {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-md);
    padding: 12px 18px;
    display: flex;
    align-items: center;
    gap: 14px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.03);
    transition: var(--transition);
}

.feature-pill:hover {
    border-color: #38BDF8;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(56, 189, 248, 0.15);
}

.feature-pill .pill-icon {
    width: 38px;
    height: 38px;
    background: var(--point-gradient);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
    font-size: 0.95rem;
    flex-shrink: 0;
    box-shadow: 0 4px 12px var(--point-glow);
}

.feature-pill .pill-text strong {
    font-size: 0.94rem;
    font-weight: 800;
    color: #0F172A;
}

.feature-pill .pill-text span {
    font-size: 0.78rem;
    color: #64748B;
}

.real-cash-cta-wrap {
    display: flex;
    gap: 12px;
    align-items: center;
}

.btn-real-cash-primary {
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 13px 26px;
    border-radius: 999px;
    font-weight: 800;
    font-size: 0.95rem;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    border: 1px solid rgba(255, 255, 255, 0.25);
    box-shadow: 0 6px 18px var(--point-glow);
    transition: var(--transition);
}

.btn-real-cash-primary:hover {
    transform: translateY(-2px);
    background: var(--point-gradient-hover);
    box-shadow: 0 10px 24px rgba(56, 189, 248, 0.4);
}

.btn-real-cash-call {
    background: #FFFFFF;
    color: #0F172A;
    padding: 13px 24px;
    border-radius: 999px;
    font-weight: 700;
    font-size: 0.95rem;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    border: 1px solid #CBD5E1;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
    transition: var(--transition);
}

.btn-real-cash-call:hover {
    border-color: #0284C7;
    color: #0284C7;
    background: #F8FAFC;
    transform: translateY(-2px);
}

.real-cash-mascot-wrap {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
}

.real-cash-speech-bubble {
    position: relative;
    background: #FFFFFF;
    color: #0F172A;
    padding: 9px 18px;
    border-radius: 999px;
    font-size: 0.82rem;
    font-weight: 800;
    border: 2px solid #38BDF8;
    box-shadow: 0 8px 20px rgba(56, 189, 248, 0.18);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 12px;
    white-space: nowrap;
    animation: cute-bubble-float 4.5s ease-in-out infinite;
}

.real-cash-speech-bubble::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 0;
    border-left: 6px solid transparent;
    border-right: 6px solid transparent;
    border-top: 8px solid #FFFFFF;
}

.real-cash-mascot-img {
    width: 140px;
    height: 140px;
    object-fit: contain;
    filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15)) drop-shadow(0 0 16px rgba(56, 189, 248, 0.25));
    animation: mascot-float 5s ease-in-out infinite;
}

.badge-real-guarantee {
    margin-top: 8px;
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 5px 16px;
    border-radius: 999px;
    font-size: 0.78rem;
    font-weight: 800;
    border: 1px solid rgba(255, 255, 255, 0.25);
    box-shadow: 0 4px 12px var(--point-glow);
}

/* ========================================================
   2-3. 패널티 감수 고객 혜택 스토리
   ======================================================== */
.penalty-proof-container {
    margin-top: 40px;
    padding-top: 36px;
    border-top: 1.5px dashed #CBD5E1;
}

.penalty-proof-header {
    text-align: center;
    margin-bottom: 32px;
}

.penalty-alert-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 18px;
    background: #FFF1F2;
    border: 1px solid #FECDD3;
    color: #E11D48;
    border-radius: 999px;
    font-size: 0.84rem;
    font-weight: 800;
    margin-bottom: 12px;
    box-shadow: 0 2px 8px rgba(225, 29, 72, 0.08);
}

.penalty-proof-title {
    font-size: 1.75rem;
    font-weight: 900;
    color: #0F172A;
    line-height: 1.38;
    letter-spacing: -0.03em;
    margin-bottom: 10px;
}

.text-penalty-red {
    color: #DC2626;
    background: linear-gradient(180deg, transparent 65%, #FEE2E2 65%);
    padding: 0 4px;
}

.penalty-proof-desc {
    font-size: 1.02rem;
    color: #64748B;
    font-weight: 500;
}

.penalty-proof-grid {
    display: grid;
    grid-template-columns: 340px 1fr;
    gap: 32px;
    align-items: stretch;
}

.penalty-image-card {
    background: #FFFFFF;
    border: 1.5px solid #E2E8F0;
    border-radius: var(--radius-lg);
    box-shadow: 0 10px 25px -5px rgba(15, 23, 42, 0.08);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: var(--transition);
}

.penalty-image-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 16px 32px -6px rgba(15, 23, 42, 0.14);
    border-color: #CBD5E1;
}

.penalty-img-header {
    background: #F8FAFC;
    padding: 10px 14px;
    border-bottom: 1px solid #E2E8F0;
    display: flex;
    align-items: center;
    gap: 6px;
}

.dot-red, .dot-yellow, .dot-green {
    width: 9px;
    height: 9px;
    border-radius: 50%;
    display: inline-block;
}
.dot-red { background: #EF4444; }
.dot-yellow { background: #F59E0B; }
.dot-green { background: #10B981; }

.penalty-img-tag {
    margin-left: auto;
    font-size: 0.75rem;
    font-weight: 700;
    color: #475569;
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.penalty-img-frame {
    position: relative;
    padding: 16px;
    background: #F1F5F9;
    display: flex;
    justify-content: center;
    align-items: center;
    flex: 1;
}

.penalty-proof-img {
    max-width: 100%;
    height: auto;
    border-radius: 12px;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.12);
    border: 1px solid rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease;
}

.penalty-stamp-badge {
    position: absolute;
    bottom: 24px;
    right: 24px;
    background: #DC2626;
    color: #FFFFFF;
    padding: 6px 12px;
    border-radius: 999px;
    font-size: 0.78rem;
    font-weight: 800;
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.4);
    display: flex;
    align-items: center;
    gap: 5px;
}

.penalty-img-caption {
    padding: 12px 16px;
    background: #FFFBEB;
    border-top: 1px solid #FEF3C7;
    font-size: 0.82rem;
    color: #92400E;
    line-height: 1.5;
}

.penalty-story-card {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-lg);
    padding: 28px 30px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.story-badge-live {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 4px 12px;
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: 999px;
    font-size: 0.78rem;
    font-weight: 800;
    color: #0F172A;
    margin-bottom: 12px;
}

.story-headline {
    font-size: 1.35rem;
    font-weight: 900;
    color: #0F172A;
    line-height: 1.35;
    margin-bottom: 14px;
    letter-spacing: -0.025em;
}

.story-headline span {
    color: var(--point-color);
    border-bottom: 3px solid var(--point-color);
    padding-bottom: 2px;
    display: inline-block;
}

.story-paragraphs p {
    font-size: 0.95rem;
    color: #475569;
    line-height: 1.68;
    margin-bottom: 10px;
}

.story-paragraphs strong {
    color: #0F172A;
    font-weight: 800;
}

.penalty-guarantee-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
    margin: 20px 0 16px;
}

.guarantee-box {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-md);
    padding: 14px 16px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.02);
    transition: var(--transition);
}

.guarantee-box:hover {
    border-color: #38BDF8;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(56, 189, 248, 0.1);
}

.guarantee-icon {
    width: 34px;
    height: 34px;
    background: #EFF6FF;
    color: #2563EB;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    flex-shrink: 0;
}

.guarantee-text strong {
    font-size: 0.9rem;
    font-weight: 800;
    color: #0F172A;
}

.guarantee-text span {
    font-size: 0.78rem;
    color: #64748B;
    line-height: 1.45;
}

.penalty-trust-footer {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    border-radius: var(--radius-md);
    padding: 16px 22px;
    display: flex;
    align-items: center;
    gap: 18px;
    color: #F8FAFC;
    box-shadow: 0 4px 16px rgba(15, 23, 42, 0.15);
    border: 1px solid rgba(56, 189, 248, 0.2);
}

.penalty-footer-mascot {
    width: 80px;
    height: 80px;
    flex-shrink: 0;
    background: radial-gradient(circle, rgba(56, 189, 248, 0.3) 0%, rgba(15, 23, 42, 0.7) 70%);
    border: 2px solid rgba(56, 189, 248, 0.45);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 6px;
    box-shadow: 0 0 16px rgba(56, 189, 248, 0.3);
}

.trust-mascot-img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    filter: drop-shadow(0 3px 8px rgba(0, 0, 0, 0.4));
    animation: mascot-float 4.5s ease-in-out infinite;
}

.penalty-footer-text {
    flex: 1;
}

.penalty-trust-footer p {
    font-size: 0.92rem;
    line-height: 1.6;
    color: #E2E8F0;
    margin: 0;
}

.penalty-trust-footer .quote-icon {
    font-size: 0.85rem;
    color: #38BDF8;
    vertical-align: middle;
}

.penalty-trust-footer strong {
    color: #38BDF8;
    font-weight: 800;
}

/* ========================================================
   3. AI 실시간 피드 (Live Marquee)
   ======================================================== */
.feed-section {
    padding: 16px 0;
    background: #FFFFFF;
    border-bottom: 1px solid #E2E8F0;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.02);
    overflow: hidden;
    position: relative;
    z-index: 5;
}

.feed-section .container {
    display: flex;
    align-items: center;
    gap: 18px;
}

.feed-badge-wrap {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #0F172A;
    color: #FFFFFF;
    padding: 5px 14px;
    border-radius: 999px;
    white-space: nowrap;
    font-size: 0.8rem;
    font-weight: 800;
}

.feed-mascot-mini {
    width: 26px;
    height: 26px;
    object-fit: contain;
}

.feed-live-dot {
    width: 7px;
    height: 7px;
    background: #10B981;
    border-radius: 50%;
    box-shadow: 0 0 8px #10B981;
    animation: pulse-dot 1.5s infinite;
}

@keyframes pulse-dot {
    0%, 100% { transform: scale(1); opacity: 1; }
    50% { transform: scale(1.5); opacity: 0.4; }
}

.feed-live-text {
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 0.5px;
}

.feed-marquee {
    flex: 1;
    overflow: hidden;
    white-space: nowrap;
    position: relative;
    mask-image: linear-gradient(to right, transparent, black 3%, black 97%, transparent);
    -webkit-mask-image: linear-gradient(to right, transparent, black 3%, black 97%, transparent);
}

.feed-marquee-track {
    display: inline-flex;
    gap: 40px;
    width: max-content;
    animation: marquee-flow 28s linear infinite;
    will-change: transform;
}

.feed-marquee:hover .feed-marquee-track {
    animation-play-state: paused;
}

@keyframes marquee-flow {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

.feed-item {
    font-size: 0.92rem;
    font-weight: 600;
    color: #334155;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    flex-shrink: 0;
}

.feed-item i {
    color: var(--point-color);
}

/* ========================================================
   4. 메인 계산기 섹션 (네이비 다크 핀테크)
   ======================================================== */
.main-calculator-wrapper {
    padding: 100px 0 80px;
    position: relative;
}

.authority-bar {
    background: rgba(19, 30, 54, 0.5);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-left: 4px solid var(--point-light);
    border-radius: var(--radius-md);
    padding: 16px 24px;
    margin-bottom: 44px;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-subtle-dark);
}

.authority-content-flex {
    display: flex;
    align-items: center;
    gap: 20px;
}

.authority-mascot-mini {
    width: 68px;
    height: 68px;
    flex-shrink: 0;
    object-fit: contain;
    filter: drop-shadow(0 4px 14px rgba(56, 189, 248, 0.5));
    animation: mascot-mini-bounce 4s ease-in-out infinite;
}

.authority-bar strong {
    font-weight: 800;
    color: var(--point-light);
    font-size: 0.98rem;
}

.authority-bar p {
    font-size: 14px;
    font-weight: 400;
    margin-top: 3px;
    color: #94A3B8;
}

.section-header-with-mascot {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
}

.header-mascot-wrap {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-bottom: 24px;
    animation: mascot-float 5s ease-in-out infinite;
}

.header-mascot-img {
    width: 140px;
    height: 140px;
    flex-shrink: 0;
    object-fit: contain;
    filter: drop-shadow(0 12px 28px rgba(0, 0, 0, 0.6)) drop-shadow(0 0 20px rgba(56, 189, 248, 0.55));
    transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.calculator-grid {
    display: flex;
    gap: 22px;
    margin-bottom: 34px;
}

.calculator-card {
    border-radius: var(--radius-xl);
    padding: 34px 26px;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    flex: 1;
    min-width: 0;
    background: rgba(15, 23, 42, 0.7);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: var(--shadow-subtle-dark);
}

.calculator-card:hover {
    transform: translateY(-4px);
    border-color: rgba(56, 189, 248, 0.4);
    background: rgba(19, 30, 54, 0.85);
    box-shadow: var(--shadow-elevated-dark);
}

.card-num {
    position: absolute;
    top: -10px;
    right: -5px;
    font-size: 5.5rem;
    font-weight: 900;
    color: rgba(255, 255, 255, 0.03);
    z-index: 0;
    line-height: 1;
    pointer-events: none;
    user-select: none;
}

.card-body {
    position: relative;
    z-index: 1;
}

.card-title {
    font-size: 1.35rem;
    font-weight: 800;
    margin-bottom: 4px;
    color: #FFFFFF;
    letter-spacing: -0.03em;
}

.card-desc {
    color: #64748B;
    font-size: 0.88rem;
    margin-bottom: 22px;
    font-weight: 400;
}

.telecom-options,
.speed-options,
.tv-options {
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
}

.telecom-btn,
.speed-btn,
.tv-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    gap: 3px;
    padding: 16px 18px;
    min-height: 92px;
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition);
    font-weight: 700;
    font-size: 1.05rem;
    color: #E2E8F0;
    position: relative;
    overflow: hidden;
    z-index: 1;
    user-select: none;
}

.telecom-btn *,
.speed-btn *,
.tv-btn * {
    pointer-events: none;
}

.telecom-btn:hover,
.speed-btn:hover,
.tv-btn:hover {
    transform: translateY(-2px);
    border-color: rgba(255, 255, 255, 0.35);
    background: rgba(255, 255, 255, 0.07);
    color: #FFFFFF;
}

.telecom-btn.active,
.speed-btn.active,
.tv-btn.active {
    background: #FFFFFF !important;
    color: #0F172A !important;
    border: 1px solid #FFFFFF !important;
    box-shadow: 
        0 12px 28px -5px rgba(0, 0, 0, 0.4),
        0 0 20px rgba(56, 189, 248, 0.25) !important;
    font-weight: 900 !important;
    transform: translateY(-2px) scale(1.01);
}

.telecom-btn.active .btn-sub,
.speed-btn.active .btn-sub,
.tv-btn.active .btn-sub,
.speed-btn.active .speed-label {
    color: #475569 !important;
    font-weight: 700 !important;
}

.speed-btn.active .speed-val {
    color: #0F172A !important;
    font-weight: 900 !important;
}

.btn-sub {
    font-size: 0.8rem;
    font-weight: 400;
    color: #94A3B8;
}

.speed-val {
    font-size: 1.35rem;
    font-weight: 800;
    color: #FFFFFF;
}

.speed-label {
    font-size: 0.82rem;
    color: #94A3B8;
}

.discount-section-card {
    border-radius: var(--radius-lg);
    padding: 22px 28px;
    margin-bottom: 36px;
    background: rgba(15, 23, 42, 0.7);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border: 1px solid rgba(255, 255, 255, 0.1);
    box-shadow: var(--shadow-subtle-dark);
}

.discount-toggle-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.toggle-card {
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-md);
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 16px;
    cursor: pointer;
    transition: var(--transition);
    color: #FFFFFF;
}

.toggle-card:hover {
    border-color: rgba(255, 255, 255, 0.35);
    background: rgba(255, 255, 255, 0.06);
    transform: translateY(-2px);
}

.toggle-card:has(input[type="checkbox"]:checked),
.toggle-card.active {
    background: #FFFFFF !important;
    border: 1px solid #FFFFFF !important;
    color: #0F172A !important;
    box-shadow: 
        0 10px 24px -4px rgba(0, 0, 0, 0.35),
        0 0 16px rgba(56, 189, 248, 0.2) !important;
    transform: translateY(-2px);
}

.toggle-card:has(input[type="checkbox"]:checked) .toggle-content strong,
.toggle-card.active .toggle-content strong {
    color: #0F172A !important;
    font-weight: 900 !important;
}

.toggle-card:has(input[type="checkbox"]:checked) .toggle-content strong i,
.toggle-card.active .toggle-content strong i {
    color: var(--point-color) !important;
}

.toggle-card:has(input[type="checkbox"]:checked) .toggle-content .desc,
.toggle-card.active .toggle-content .desc {
    color: #475569 !important;
    font-weight: 600 !important;
}

.toggle-card input[type="checkbox"] {
    width: 22px;
    height: 22px;
    accent-color: var(--point-color);
    cursor: pointer;
}

.toggle-content strong {
    font-size: 18px;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 3px;
    font-weight: 800;
}

.toggle-content strong i {
    color: var(--point-light);
    font-size: 1.05rem;
}

.toggle-content .desc {
    font-size: 13px;
    color: #94A3B8;
}

/* ========================================================
   유심 변경 및 69 요금제 추가 사은품 박스
   ======================================================== */
.usim-benefit-box {
    margin-top: 20px;
    background: rgba(15, 23, 42, 0.65);
    border: 1.5px dashed rgba(56, 189, 248, 0.3);
    border-radius: var(--radius-md);
    padding: 20px 24px;
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
    position: relative;
}

.usim-benefit-box:hover {
    border-color: rgba(56, 189, 248, 0.6);
    background: rgba(19, 30, 54, 0.75);
}

.usim-benefit-box.active {
    border: 1.5px solid #38BDF8;
    background: linear-gradient(135deg, rgba(30, 58, 138, 0.4) 0%, rgba(15, 23, 42, 0.85) 100%);
    box-shadow: 
        0 14px 30px -5px rgba(0, 0, 0, 0.5),
        0 0 24px rgba(56, 189, 248, 0.25);
}

.usim-main-toggle {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    cursor: pointer;
}

.usim-main-toggle input[type="checkbox"] {
    width: 22px;
    height: 22px;
    accent-color: var(--point-color);
    cursor: pointer;
    margin-top: 4px;
    flex-shrink: 0;
}

.usim-toggle-content {
    display: flex;
    flex-direction: column;
    flex: 1;
}

.usim-badge-chip {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 5px 15px;
    background: rgba(16, 185, 129, 0.15);
    border: 1px solid rgba(16, 185, 129, 0.65);
    border-radius: 999px;
    color: #A7F3D0;
    font-size: 0.82rem;
    font-weight: 800;
    width: fit-content;
    margin-bottom: 8px;
    box-shadow: 0 0 16px rgba(16, 185, 129, 0.25);
}

.usim-dot {
    position: relative;
    width: 12px;
    height: 12px;
    background: #10B981;
    border-radius: 50%;
    box-shadow: 0 0 12px #10B981, 0 0 24px #10B981;
    display: inline-block;
    flex-shrink: 0;
    animation: usim-beacon-glow-green 1.2s cubic-bezier(0.4, 0, 0.6, 1) infinite;
}

.usim-dot::after {
    content: '';
    position: absolute;
    top: -5px;
    left: -5px;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: rgba(16, 185, 129, 0.55);
    animation: usim-radar-ring-green 1.2s cubic-bezier(0, 0, 0.2, 1) infinite;
    pointer-events: none;
}

@keyframes usim-beacon-glow-green {
    0%, 100% {
        transform: scale(1);
        opacity: 1;
        box-shadow: 0 0 12px #10B981, 0 0 24px #10B981;
        background: #10B981;
    }
    50% {
        transform: scale(1.35);
        opacity: 0.65;
        box-shadow: 0 0 5px #10B981, 0 0 10px rgba(16, 185, 129, 0.4);
        background: #059669;
    }
}

@keyframes usim-radar-ring-green {
    0% { transform: scale(0.5); opacity: 0.95; }
    100% { transform: scale(2.2); opacity: 0; }
}

.usim-headline {
    font-size: 1.05rem;
    font-weight: 800;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 4px;
    flex-wrap: wrap;
}

.usim-headline i {
    color: var(--point-light);
}

.usim-cash-red {
    color: #FF4D4D;
    font-weight: 800;
}

.usim-subtext {
    font-size: 0.86rem;
    color: #94A3B8;
    line-height: 1.5;
}

.usim-lines-wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px dashed rgba(255, 255, 255, 0.12);
    opacity: 0.45;
    pointer-events: none;
    transition: var(--transition);
}

.usim-benefit-box.active .usim-lines-wrap {
    opacity: 1;
    pointer-events: auto;
}

.usim-lines-label {
    font-size: 0.92rem;
    font-weight: 800;
    color: #E2E8F0;
    display: flex;
    align-items: center;
    gap: 7px;
}

.usim-lines-label i {
    color: var(--point-light);
}

.usim-lines-selector {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.usim-line-btn {
    background: rgba(255, 255, 255, 0.06);
    border: 1.5px solid rgba(255, 255, 255, 0.18);
    color: #CBD5E1;
    padding: 8px 16px;
    border-radius: 999px;
    font-size: 0.86rem;
    font-weight: 800;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: all 0.25s ease;
}

.usim-line-btn:hover {
    background: rgba(56, 189, 248, 0.15);
    border-color: #38BDF8;
    color: #FFFFFF;
    transform: translateY(-1px);
}

.usim-benefit-box.active .usim-line-btn:not(.active) {
    animation: usim-btn-blink 2s ease-in-out infinite;
}

.usim-benefit-box.active .usim-line-btn.active {
    background: #2563EB !important;
    border-color: #38BDF8 !important;
    color: #FFFFFF !important;
    box-shadow: 0 0 16px rgba(56, 189, 248, 0.65), 0 4px 14px rgba(37, 99, 235, 0.4);
    animation: usim-active-btn-pulse 1.8s ease-in-out infinite;
}

.usim-benefit-box.active .usim-line-btn[data-lines="0"].active {
    background: #475569 !important;
    border-color: #94A3B8 !important;
    color: #FFFFFF !important;
    box-shadow: 0 0 16px rgba(148, 163, 184, 0.5), 0 4px 14px rgba(71, 85, 105, 0.4);
    animation: none !important;
}

@keyframes usim-btn-blink {
    0%, 100% {
        border-color: rgba(255, 255, 255, 0.2);
        box-shadow: 0 0 0 rgba(56, 189, 248, 0);
        background: rgba(255, 255, 255, 0.06);
    }
    50% {
        border-color: #38BDF8;
        box-shadow: 0 0 14px rgba(56, 189, 248, 0.55);
        background: rgba(56, 189, 248, 0.18);
        color: #FFFFFF;
    }
}

@keyframes usim-active-btn-pulse {
    0%, 100% {
        box-shadow: 0 0 12px rgba(56, 189, 248, 0.5), 0 4px 14px rgba(37, 99, 235, 0.4);
        transform: scale(1);
    }
    50% {
        box-shadow: 0 0 22px rgba(56, 189, 248, 0.95), 0 4px 18px rgba(37, 99, 235, 0.6);
        transform: scale(1.04);
    }
}

.usim-tier-options {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin-top: 14px;
    padding-top: 14px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    opacity: 0.45;
    pointer-events: none;
    transition: var(--transition);
}

@media (max-width: 640px) {
    .usim-tier-options {
        grid-template-columns: 1fr;
    }
}

.usim-benefit-box.active .usim-tier-options {
    opacity: 1;
    pointer-events: auto;
}

.usim-tier-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1.5px solid rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-md);
    padding: 16px 18px;
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    display: flex;
    flex-direction: column;
    gap: 14px;
    position: relative;
}

.usim-tier-card.active {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.25) 0%, rgba(15, 23, 42, 0.85) 100%) !important;
    border-color: #38BDF8 !important;
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.25), 0 0 16px rgba(56, 189, 248, 0.2);
    transform: translateY(-2px);
}

.tier-card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 8px;
}

.tier-title-wrap {
    display: flex;
    align-items: center;
    gap: 8px;
}

.tier-tag-pill {
    padding: 3px 9px;
    border-radius: 999px;
    font-size: 0.74rem;
    font-weight: 800;
}

.tier-tag-pill.high {
    background: rgba(56, 189, 248, 0.25);
    color: #38BDF8;
    border: 1px solid rgba(56, 189, 248, 0.5);
}

.tier-tag-pill.low {
    background: rgba(16, 185, 129, 0.25);
    color: #34D399;
    border: 1px solid rgba(16, 185, 129, 0.5);
}

.tier-title-wrap strong {
    font-size: 0.98rem;
    font-weight: 800;
    color: #FFFFFF;
}

.tier-rate-info {
    font-size: 0.8rem;
    font-weight: 700;
    color: #94A3B8;
}

.tier-card-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 10px;
}

.tier-stepper {
    display: inline-flex;
    align-items: center;
    background: #0B1120;
    border: 1.5px solid rgba(56, 189, 248, 0.35);
    border-radius: 999px;
    padding: 4px 8px;
    gap: 8px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.4);
}

.btn-stepper {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    cursor: pointer;
    transition: all 0.2s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.btn-stepper-plus {
    background: linear-gradient(135deg, #2563EB 0%, #0284C7 100%);
    border: 1.5px solid #38BDF8;
    box-shadow: 0 0 10px rgba(56, 189, 248, 0.45);
}

.btn-stepper-plus:hover {
    background: linear-gradient(135deg, #1D4ED8 0%, #0369A1 100%);
    box-shadow: 0 0 16px rgba(56, 189, 248, 0.8);
    transform: scale(1.15);
}

.btn-stepper-plus.guide-blink {
    animation: stepperBtnBlinkPulse 1.2s cubic-bezier(0.4, 0, 0.6, 1) infinite !important;
}

@keyframes stepperBtnBlinkPulse {
    0%, 100% {
        transform: scale(1);
        box-shadow: 0 0 10px rgba(56, 189, 248, 0.45);
        border-color: #38BDF8;
        background: linear-gradient(135deg, #2563EB 0%, #0284C7 100%);
    }
    50% {
        transform: scale(1.18);
        box-shadow: 0 0 24px rgba(56, 189, 248, 0.95), 0 0 12px #38BDF8;
        border-color: #FFFFFF;
        background: linear-gradient(135deg, #3B82F6 0%, #38BDF8 100%);
    }
}

.btn-stepper-minus {
    background: rgba(255, 255, 255, 0.12);
    border: 1.5px solid rgba(255, 255, 255, 0.25);
}

.btn-stepper-minus:hover {
    background: rgba(239, 68, 68, 0.85);
    border-color: #F87171;
    box-shadow: 0 0 12px rgba(239, 68, 68, 0.5);
    transform: scale(1.15);
}

.stepper-count {
    font-size: 1.15rem;
    font-weight: 900;
    color: #38BDF8;
    min-width: 20px;
    text-align: center;
    text-shadow: 0 0 8px rgba(56, 189, 248, 0.4);
}

.stepper-unit {
    font-size: 0.8rem;
    font-weight: 700;
    color: #94A3B8;
    margin-right: 2px;
}

.tier-badge-amount {
    font-size: 0.9rem;
    font-weight: 900;
    color: #38BDF8;
    background: rgba(56, 189, 248, 0.15);
    padding: 6px 14px;
    border-radius: 999px;
    border: 1px solid rgba(56, 189, 248, 0.45);
    white-space: nowrap;
    box-shadow: 0 0 10px rgba(56, 189, 248, 0.15);
}

.tier-badge-amount.muted {
    color: #64748B;
    background: rgba(255, 255, 255, 0.05);
    border-color: rgba(255, 255, 255, 0.1);
    box-shadow: none;
}

/* ========================================================
   최종 요약 대시보드 (Summary Dashboard)
   ======================================================== */
.summary-card {
    max-width: 1160px;
    margin: 40px auto 0;
    border-radius: var(--radius-xl);
    padding: 44px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 44px;
    align-items: center;
    background: rgba(15, 23, 42, 0.85);
    backdrop-filter: blur(28px) saturate(190%);
    -webkit-backdrop-filter: blur(28px) saturate(190%);
    border: 1px solid rgba(56, 189, 248, 0.35);
    box-shadow: 
        0 30px 60px -15px rgba(0, 0, 0, 0.8),
        0 0 35px rgba(37, 99, 235, 0.15),
        inset 0 1px 0 rgba(255, 255, 255, 0.2);
    position: relative;
    overflow: hidden;
}

.summary-header {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.summary-title {
    font-size: 1.7rem;
    font-weight: 900;
    margin-bottom: 8px;
    line-height: 1.3;
    color: #FFFFFF;
    letter-spacing: -0.03em;
}

.summary-desc {
    font-size: 0.92rem;
    color: #94A3B8;
    margin-bottom: 24px;
}

.summary-mascot-chamber {
    position: relative;
    width: 260px;
    height: 260px;
    margin: 0 auto 20px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.summary-mascot-img {
    width: 220px;
    height: 220px;
    object-fit: contain;
    filter: drop-shadow(0 14px 30px rgba(0, 0, 0, 0.65)) drop-shadow(0 0 24px rgba(56, 189, 248, 0.45));
    animation: mascot-float 5s ease-in-out infinite;
}

.mascot-guarantee-badge {
    position: absolute;
    bottom: -8px;
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 6px 16px;
    border-radius: 999px;
    font-size: 0.84rem;
    font-weight: 800;
    white-space: nowrap;
    border: 1px solid rgba(255, 255, 255, 0.3);
    box-shadow: 0 4px 16px var(--point-glow);
    z-index: 2;
}

.summary-content {
    display: flex;
    flex-direction: column;
    gap: 13px;
}

.summary-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.98rem;
}

.row-label { color: #94A3B8; font-size: 0.94rem; }
.row-value { font-weight: 700; color: #FFFFFF; }
.row-value.discount { color: var(--point-light); }
.summary-row .usim-bonus { color: var(--point-light); font-weight: 800; }

.summary-divider {
    height: 1px;
    background: rgba(255, 255, 255, 0.12);
    margin: 4px 0;
}

.summary-row.total {
    font-size: 1.25rem;
    align-items: center;
}

.row-value.highlight {
    font-size: 2rem;
    color: var(--point-light);
    font-weight: 900;
}

.cashback-badge {
    background: linear-gradient(135deg, rgba(15, 23, 42, 0.95), rgba(30, 41, 59, 0.95));
    color: #E2E8F0;
    padding: 16px 22px;
    border-radius: var(--radius-sm);
    text-align: center;
    font-weight: 800;
    font-size: 1.15rem;
    margin-top: 10px;
    border: 1.5px solid rgba(255, 42, 85, 0.45);
    box-shadow: 0 4px 20px rgba(255, 42, 85, 0.25);
}

.cashback-badge span,
.cashback-badge #summaryCashbackAmountDisplay {
    color: #FF2A55 !important;
    font-size: 1.45rem !important;
    font-weight: 900 !important;
    text-shadow: 0 0 14px rgba(255, 42, 85, 0.5);
    margin: 0 4px;
}

.summary-cta-bubble-wrap {
    grid-column: 1 / -1;
    display: flex;
    justify-content: center;
    margin-top: 18px;
    margin-bottom: -2px;
}

.summary-secret-speech-bubble {
    position: relative;
    background: linear-gradient(135deg, #FFFFFF 0%, #F8FAFC 100%);
    color: #0F172A;
    padding: 10px 24px;
    border-radius: 999px;
    font-size: 0.95rem;
    font-weight: 800;
    letter-spacing: -0.02em;
    border: 2px solid #38BDF8;
    box-shadow: 
        0 10px 25px -4px rgba(56, 189, 248, 0.35),
        0 4px 12px rgba(0, 0, 0, 0.25),
        inset 0 2px 0 #FFFFFF;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    animation: secret-bubble-bounce 4s ease-in-out infinite;
    cursor: pointer;
    transition: var(--transition);
}

.summary-secret-speech-bubble:hover {
    transform: scale(1.05) translateY(-3px);
    box-shadow: 0 14px 30px -4px rgba(56, 189, 248, 0.5), 0 6px 16px rgba(0, 0, 0, 0.35);
}

.summary-secret-speech-bubble::after {
    content: '';
    position: absolute;
    bottom: -9px;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 0;
    border-left: 8px solid transparent;
    border-right: 8px solid transparent;
    border-top: 10px solid #FFFFFF;
    filter: drop-shadow(0 2px 2px rgba(56, 189, 248, 0.5));
}

@keyframes secret-bubble-bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-7px); }
}

.summary-cta {
    grid-column: 1 / -1;
    background: var(--point-gradient);
    color: #FFFFFF;
    border: 1px solid rgba(255, 255, 255, 0.3);
    padding: 17px;
    border-radius: var(--radius-md);
    font-size: 1.1rem;
    font-weight: 900;
    cursor: pointer;
    transition: var(--transition);
    margin-top: 8px;
    text-align: center;
    display: block;
    box-shadow: 0 6px 20px var(--point-glow);
}

.summary-cta:hover {
    background: var(--point-gradient-hover);
    transform: translateY(-2px);
    box-shadow: 0 10px 28px rgba(56, 189, 248, 0.4);
}

.summary-disclaimer {
    grid-column: 1 / -1;
    text-align: center;
    font-size: 0.8rem;
    color: #64748B;
    margin-top: 8px;
}

.section-mascot-badge-wrap,
.review-mascot-header-wrap,
.faq-mascot-header-wrap {
    margin-bottom: 18px;
    display: flex;
    justify-content: center;
}

.section-mascot-badge-img,
.review-mascot-img,
.faq-mascot-img {
    width: 140px;
    height: 140px;
    object-fit: contain;
    filter: drop-shadow(0 12px 28px rgba(0, 0, 0, 0.45)) drop-shadow(0 0 18px rgba(56, 189, 248, 0.4));
    animation: mascot-mini-bounce 4.5s ease-in-out infinite;
    transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.section-mascot-badge-wrap:hover .section-mascot-badge-img,
.review-mascot-header-wrap:hover .review-mascot-img,
.faq-mascot-header-wrap:hover .faq-mascot-img {
    transform: scale(1.08) rotate(3deg);
}

.counseling-mascot-icon {
    width: 36px;
    height: 36px;
    object-fit: contain;
    filter: drop-shadow(0 2px 6px rgba(37, 99, 235, 0.3));
}

/* ========================================================
   5. 실시간 상담 & 현금 지급 현황판
   ======================================================== */
.fact-final {
    padding: 90px 0;
}

.fact-row-force {
    display: flex;
    flex-wrap: wrap;
    margin: 0 -14px;
    justify-content: center;
    gap: 20px 0;
}

.fact-col-force {
    flex: 0 0 50%;
    max-width: 50%;
    padding: 0 14px;
}

.fact-card-restored {
    background: #FFFFFF;
    padding: 32px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-subtle-light);
    border: 1px solid #E2E8F0;
    min-height: 190px;
    transition: var(--transition);
}

.fact-card-restored:hover {
    transform: translateY(-4px);
    border-color: var(--point-color);
    box-shadow: var(--shadow-elevated-light);
}

.fact-content-split {
    display: grid;
    grid-template-columns: 1fr 1.3fr;
    gap: 20px;
    align-items: center;
}

.fact-icon-blue {
    width: 54px;
    height: 54px;
    background: var(--point-gradient);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    color: #FFFFFF;
    margin-bottom: 12px;
    box-shadow: 0 4px 14px var(--point-glow);
}

.fact-text-main h3 {
    font-size: 2.6rem;
    font-weight: 900;
    margin: 0;
    color: var(--point-color);
    line-height: 1;
}

.fact-text-main p {
    font-size: 0.98rem;
    color: #334155;
    margin: 6px 0 3px;
    font-weight: 700;
}

.fact-date-text {
    font-size: 0.8rem;
    color: #94A3B8;
    font-weight: 500;
}

.list-part marquee {
    height: 135px;
}

.m-item {
    display: flex;
    justify-content: flex-start;
    gap: 10px;
    padding: 7px 0;
    border-bottom: 1px solid #F1F5F9;
    font-size: 0.9rem;
    color: var(--navy-main);
    line-height: 1.4;
}

.m-status { color: var(--point-color); font-weight: 800; min-width: 60px; }
.m-name { min-width: 55px; font-weight: 700; color: var(--navy-main); }
.m-provider { color: #64748B; font-weight: 600; }
.m-highlight { color: var(--point-color); font-weight: 900; }

/* ========================================================
   6. 전문가 칼럼
   ======================================================== */
.column-section {
    padding: 100px 0;
    position: relative;
}

.column-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 26px;
    margin-top: 40px;
}

.column-card {
    background: rgba(15, 23, 42, 0.7);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-xl);
    padding: 0;
    overflow: hidden;
    box-shadow: var(--shadow-subtle-dark);
    transition: var(--transition);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    cursor: pointer;
    position: relative;
}

.column-card:hover {
    transform: translateY(-6px);
    background: rgba(19, 30, 54, 0.85);
    border-color: rgba(56, 189, 248, 0.4);
    box-shadow: var(--shadow-elevated-dark);
}

.column-thumb-wrap {
    height: 260px;
    width: 100%;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.column-thumb-wrap.theme-blue {
    background: radial-gradient(circle at center, #1D4ED8 0%, #0F172A 80%);
}

.column-thumb-wrap.theme-cyan {
    background: radial-gradient(circle at center, #0284C7 0%, #0F172A 80%);
}

.column-thumb-wrap.theme-gold {
    background: radial-gradient(circle at center, #312E81 0%, #0F172A 80%);
}

.column-thumb-wrap.theme-emerald {
    background: radial-gradient(circle at center, #0F766E 0%, #0F172A 80%);
}

.column-thumb-badge {
    position: absolute;
    top: 16px;
    left: 16px;
    right: 16px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    z-index: 2;
}

.column-tag {
    font-size: 0.8rem;
    font-weight: 800;
    padding: 5px 14px;
    border-radius: 999px;
    background: rgba(37, 99, 235, 0.5);
    backdrop-filter: blur(10px);
    color: #FFFFFF;
    border: 1px solid rgba(56, 189, 248, 0.4);
}

.column-read-time {
    font-size: 0.8rem;
    color: #CBD5E1;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: rgba(11, 17, 32, 0.6);
    backdrop-filter: blur(8px);
    padding: 4px 10px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.column-thumb-img {
    width: 200px;
    height: 200px;
    max-width: 90%;
    object-fit: contain;
    filter: drop-shadow(0 12px 28px rgba(0, 0, 0, 0.55));
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    z-index: 1;
    margin-top: 20px;
}

.column-card:hover .column-thumb-img {
    transform: scale(1.08) translateY(-6px);
}

.column-thumb-overlay {
    position: absolute;
    inset: 0;
    background: rgba(11, 17, 32, 0.6);
    backdrop-filter: blur(3px);
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: opacity 0.3s ease;
    z-index: 3;
}

.column-card:hover .column-thumb-overlay {
    opacity: 1;
}

.btn-thumb-peek {
    background: #FFFFFF;
    color: var(--navy-main);
    font-weight: 800;
    font-size: 0.88rem;
    padding: 9px 20px;
    border-radius: 999px;
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.4);
    display: inline-flex;
    align-items: center;
    gap: 7px;
}

.column-card-body {
    padding: 24px 28px 18px;
}

.column-title {
    font-size: 1.3rem;
    font-weight: 800;
    line-height: 1.4;
    color: #FFFFFF;
    margin-bottom: 10px;
    transition: var(--transition);
}

.column-card:hover .column-title {
    color: var(--point-light);
}

.column-excerpt {
    font-size: 0.92rem;
    color: #94A3B8;
    line-height: 1.65;
    margin-bottom: 14px;
    font-weight: 400;
    display: -webkit-box;
    -webkit-line-clamp: 3;
    line-clamp: 3;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.column-author-chip {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 12px;
    padding-top: 12px;
    border-top: 1px dashed rgba(255, 255, 255, 0.12);
}

.author-avatar {
    width: 34px;
    height: 34px;
    background: var(--point-gradient);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
    font-size: 0.9rem;
    font-weight: 800;
}

.author-name {
    font-size: 0.88rem;
    font-weight: 700;
    color: #FFFFFF;
}

.author-role {
    font-size: 0.75rem;
    color: #64748B;
}

.column-card-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding: 14px 28px 20px;
}

.column-date {
    font-size: 0.8rem;
    color: #64748B;
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.btn-read-more {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--point-light);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: var(--transition);
}

.column-card:hover .btn-read-more {
    transform: translateX(4px);
}

/* ========================================================
   7. 인사이트 웹진 & 매거진
   ======================================================== */
.webzine-section {
    padding: 100px 0;
}

.webzine-wrapper {
    margin-top: 36px;
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.webzine-toolbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
    padding-bottom: 20px;
    border-bottom: 1px solid #E2E8F0;
}

.board-categories {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.board-tab-btn {
    padding: 9px 20px;
    border-radius: 999px;
    background: #F1F5F9;
    border: 1px solid #E2E8F0;
    color: #475569;
    font-size: 0.88rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
}

.board-tab-btn:hover {
    background: #FFFFFF;
    border-color: var(--point-color);
    color: var(--point-color);
    transform: translateY(-2px);
}

.board-tab-btn.active {
    background: var(--point-gradient);
    color: #FFFFFF;
    border-color: transparent;
    box-shadow: 0 4px 14px var(--point-glow);
}

.webzine-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

.board-search-box {
    display: flex;
    align-items: center;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 999px;
    padding: 8px 18px;
    gap: 8px;
    transition: var(--transition);
}

.board-search-box:focus-within {
    background: #FFFFFF;
    border-color: var(--point-color);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12);
}

.board-search-box i {
    color: #64748B;
}

.board-search-box input {
    border: none;
    outline: none;
    background: transparent;
    font-size: 0.88rem;
    color: var(--navy-main);
    width: 160px;
}

.webzine-featured-card {
    background: #0F172A;
    border-radius: var(--radius-xl);
    border: 1px solid rgba(255, 255, 255, 0.1);
    overflow: hidden;
    display: grid;
    grid-template-columns: 1fr 1.3fr;
    box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.3);
    transition: var(--transition);
    cursor: pointer;
    position: relative;
}

.webzine-featured-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 25px 50px -10px rgba(37, 99, 235, 0.2);
    border-color: rgba(56, 189, 248, 0.4);
}

.featured-thumb-visual {
    background: linear-gradient(135deg, #1E293B 0%, #0F172A 100%);
    padding: 28px 30px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    align-items: flex-start;
    position: relative;
    overflow: hidden;
    min-height: 300px;
    border-right: 1px solid rgba(255, 255, 255, 0.08);
}

.featured-thumb-img {
    width: 260px;
    height: 260px;
    max-width: 90%;
    object-fit: contain;
    position: absolute;
    right: -10px;
    bottom: -10px;
    filter: drop-shadow(0 14px 30px rgba(0, 0, 0, 0.65));
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    z-index: 1;
    margin: 0;
}

.webzine-featured-card:hover .featured-thumb-img {
    transform: scale(1.06) translateY(-6px);
}

.featured-badge-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--point-gradient);
    color: #FFFFFF;
    font-size: 0.8rem;
    font-weight: 800;
    padding: 5px 14px;
    border-radius: 999px;
    align-self: flex-start;
}

.featured-meta-info {
    display: flex;
    align-items: center;
    gap: 16px;
    color: #94A3B8;
    font-size: 0.82rem;
    font-weight: 600;
    position: relative;
    z-index: 2;
}

.featured-content-body {
    padding: 36px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.featured-cat-chip {
    display: inline-block;
    padding: 4px 12px;
    border-radius: 999px;
    font-size: 0.76rem;
    font-weight: 700;
    margin-bottom: 12px;
    align-self: flex-start;
    background: rgba(56, 189, 248, 0.12);
    color: var(--point-light);
    border: 1px solid rgba(56, 189, 248, 0.3);
}

.featured-title {
    font-size: 1.55rem;
    font-weight: 800;
    color: #FFFFFF;
    line-height: 1.35;
    margin-bottom: 12px;
    transition: var(--transition);
}

.webzine-featured-card:hover .featured-title {
    color: var(--point-light);
}

.featured-excerpt {
    font-size: 0.94rem;
    color: #94A3B8;
    line-height: 1.65;
    margin-bottom: 22px;
    font-weight: 400;
}

.featured-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 18px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.featured-author-box {
    display: flex;
    align-items: center;
    gap: 10px;
}

.featured-author-avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--point-gradient);
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
}

.featured-author-name {
    font-size: 0.88rem;
    font-weight: 700;
    color: #FFFFFF;
}

.featured-author-date {
    font-size: 0.78rem;
    color: #64748B;
}

.btn-featured-read {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--point-gradient);
    color: #FFFFFF;
    padding: 9px 22px;
    border-radius: 999px;
    font-size: 0.85rem;
    font-weight: 800;
    transition: var(--transition);
}

.btn-featured-read:hover {
    background: var(--point-gradient-hover);
    transform: translateX(3px);
}

.webzine-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.webzine-card {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-lg);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    box-shadow: var(--shadow-subtle-light);
    transition: var(--transition);
    cursor: pointer;
    position: relative;
}

.webzine-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-elevated-light);
    border-color: var(--point-color);
}

.webzine-thumb {
    height: 220px;
    padding: 18px 20px;
    display: flex;
    justify-content: flex-start;
    gap: 8px;
    align-items: flex-start;
    position: relative;
    overflow: hidden;
    background: radial-gradient(circle at center, #1E293B 0%, #0F172A 100%);
}

.webzine-thumb-img {
    width: 200px;
    height: 200px;
    max-width: 82%;
    object-fit: contain;
    position: absolute;
    right: -8px;
    bottom: -14px;
    filter: drop-shadow(0 12px 26px rgba(0, 0, 0, 0.6));
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    z-index: 1;
}

.webzine-card:hover .webzine-thumb-img {
    transform: scale(1.06) translateY(-6px);
}

.webzine-thumb-tag {
    background: var(--point-gradient);
    color: #FFFFFF;
    font-size: 0.75rem;
    font-weight: 800;
    padding: 4px 12px;
    border-radius: 999px;
    position: relative;
    z-index: 3;
    white-space: nowrap;
    box-shadow: 0 4px 12px rgba(0, 102, 255, 0.3);
}

.webzine-read-chip {
    background: rgba(15, 23, 42, 0.65);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    color: #FFFFFF;
    font-size: 0.72rem;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 999px;
    position: relative;
    z-index: 3;
    white-space: nowrap;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.webzine-card-body {
    padding: 22px;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.webzine-card-title {
    font-size: 1.12rem;
    font-weight: 800;
    color: var(--navy-main);
    line-height: 1.45;
    margin-bottom: 8px;
    transition: color 0.2s ease;
    display: -webkit-box;
    -webkit-line-clamp: 2;
    line-clamp: 2;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.webzine-card:hover .webzine-card-title {
    color: var(--point-color);
}

.webzine-card-excerpt {
    font-size: 0.88rem;
    color: #64748B;
    line-height: 1.6;
    margin-bottom: 18px;
    display: -webkit-box;
    -webkit-line-clamp: 2;
    line-clamp: 2;
    -webkit-box-orient: vertical;
    overflow: hidden;
    flex: 1;
}

.webzine-card-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 14px;
    border-top: 1px solid #F1F5F9;
    font-size: 0.8rem;
    color: #94A3B8;
}

.webzine-author-info {
    display: flex;
    align-items: center;
    gap: 7px;
    font-weight: 700;
    color: var(--navy-main);
}

.webzine-author-icon {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #F1F5F9;
    color: var(--point-color);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.72rem;
}

.badge-board-cat {
    display: inline-block;
    padding: 3px 10px;
    border-radius: 999px;
    font-size: 0.75rem;
    font-weight: 800;
    text-align: center;
    background: var(--point-gradient);
    color: #FFFFFF;
}

/* ========================================================
   8. 고객 가입 후기 (슬라이더)
   ======================================================== */
.review-section {
    padding: 100px 0;
    position: relative;
}

.review-slider-outer {
    position: relative;
    max-width: 1160px;
    margin: 40px auto 0;
    padding: 0 54px;
}

.review-slider-container {
    overflow: hidden;
    width: 100%;
}

.review-cards-wrapper {
    display: flex;
    gap: 22px;
    transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.review-card {
    flex: 0 0 calc((100% - 44px) / 3);
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: rgba(15, 23, 42, 0.7);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border: 1px solid rgba(255, 255, 255, 0.1);
    transition: var(--transition);
    box-shadow: var(--shadow-subtle-dark);
    display: flex;
    flex-direction: column;
}

.review-card:hover {
    transform: translateY(-6px);
    border-color: var(--point-light);
    background: rgba(19, 30, 54, 0.85);
    box-shadow: var(--shadow-elevated-dark);
}

.review-thumb-wrap {
    position: relative;
    width: 100%;
    height: 190px;
    overflow: hidden;
    background: #0B1120;
}

.review-thumb-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.4s ease;
}

.review-card:hover .review-thumb-img {
    transform: scale(1.06);
}

.review-badge-tag {
    position: absolute;
    bottom: 12px;
    left: 14px;
    background: rgba(15, 23, 42, 0.88);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    color: #38BDF8;
    font-size: 0.78rem;
    font-weight: 700;
    padding: 5px 11px;
    border-radius: 8px;
    border: 1px solid rgba(56, 189, 248, 0.35);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.35);
}

.slider-arrow {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 44px;
    height: 44px;
    background: #0F172A;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    cursor: pointer;
    z-index: 10;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    color: #FFFFFF;
    transition: var(--transition);
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.4);
}

.slider-arrow:hover {
    background: var(--point-color);
    border-color: var(--point-color);
    transform: translateY(-50%) scale(1.08);
}

.slider-arrow.prev { left: 0px; }
.slider-arrow.next { right: 0px; }

.review-card .card-content {
    padding: 28px;
}

.review-card .card-user {
    font-size: 0.98rem;
    font-weight: 800;
    margin-bottom: 12px;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.review-card .card-user strong {
    color: var(--point-light);
}

.review-stars {
    color: #FBBF24;
    font-size: 0.88rem;
}

.review-text {
    font-size: 0.92rem;
    color: #94A3B8;
    line-height: 1.7;
    font-weight: 400;
}

/* ========================================================
   9. 프리미엄 요금 비교표 & 안심 체크포인트
   ======================================================== */
.table-section {
    padding: 100px 0;
}

.comparison-table {
    width: 100%;
    max-width: 1080px;
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-lg);
    padding: 26px;
    box-shadow: var(--shadow-subtle-light);
    overflow-x: auto;
    margin: 40px auto 34px;
}

.comparison-table table {
    width: 100%;
    border-collapse: separate;
    border-spacing: 0 8px;
    text-align: center;
    color: var(--navy-main);
}

.comparison-table th {
    font-size: 0.9rem;
    font-weight: 800;
    padding: 14px;
    color: #64748B;
    border-bottom: 2px solid #E2E8F0;
    text-transform: uppercase;
}

.comparison-table tbody tr {
    transition: var(--transition);
    background: #F8FAFC;
}

.comparison-table tbody tr:hover {
    background: #F1F5F9;
    transform: translateY(-2px);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.04);
}

.comparison-table td {
    padding: 16px 14px;
    font-size: 0.92rem;
    font-weight: 600;
    border: none;
    vertical-align: middle;
}

.comparison-table tbody tr td:first-child {
    border-top-left-radius: 12px;
    border-bottom-left-radius: 12px;
    font-weight: 800;
    color: var(--navy-main);
}

.comparison-table tbody tr td:last-child {
    border-top-right-radius: 12px;
    border-bottom-right-radius: 12px;
}

.comparison-table .highlight-amount {
    color: #FF2A55 !important;
    font-size: 1.25rem !important;
    font-weight: 900 !important;
    text-shadow: 0 0 10px rgba(255, 42, 85, 0.25);
}

.comparison-table tbody tr.highlight-row {
    background: rgba(37, 99, 235, 0.06);
    border: 1.5px solid var(--point-color);
}

.counseling-glass-card {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-lg);
    padding: 32px 38px;
    max-width: 1080px;
    margin: 0 auto;
    box-shadow: var(--shadow-subtle-light);
}

.counseling-title {
    font-size: 1.25rem;
    font-weight: 800;
    margin-bottom: 18px;
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--point-color);
}

.counseling-content ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.counseling-content li {
    position: relative;
    padding-left: 22px;
    color: #475569;
    font-size: 0.94rem;
    line-height: 1.7;
}

.counseling-content li::before {
    content: '•';
    position: absolute;
    left: 6px;
    color: var(--point-color);
    font-size: 1.2rem;
    top: -2px;
}

.counseling-content li strong {
    font-weight: 800;
    color: var(--navy-main);
}

/* ========================================================
   10. 자주 묻는 질문 (FAQ)
   ======================================================== */
.faq-section {
    padding: 100px 0;
    position: relative;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
    width: 100%;
    max-width: 960px;
    margin: 40px auto 0;
}

.faq-item {
    background: rgba(15, 23, 42, 0.7);
    backdrop-filter: var(--glass-blur);
    -webkit-backdrop-filter: var(--glass-blur);
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.1);
    overflow: hidden;
    transition: var(--transition);
    box-shadow: var(--shadow-subtle-dark);
}

.faq-item:hover {
    border-color: rgba(56, 189, 248, 0.4);
    background: rgba(19, 30, 54, 0.85);
}

.faq-question {
    padding: 22px 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    user-select: none;
    color: #FFFFFF;
}

.faq-question span {
    font-weight: 800;
    font-size: 1.02rem;
    color: #FFFFFF;
}

.faq-question .arrow {
    transition: transform 0.3s ease;
    color: var(--point-light);
    font-size: 0.95rem;
}

.faq-item.open .faq-question .arrow {
    transform: rotate(180deg);
}

.faq-answer {
    padding: 0 28px 22px;
    color: #94A3B8;
    font-size: 0.94rem;
    line-height: 1.75;
    display: none;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 16px;
    font-weight: 400;
}

.faq-item.open .faq-answer {
    display: block;
}

/* ========================================================
   11. 하단 고정 슬림 글래스 액션바
   ======================================================== */
.sticky-action-bar {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    width: 100%;
    z-index: 99999;
    background: rgba(11, 17, 32, 0.92);
    backdrop-filter: blur(24px) saturate(190%);
    -webkit-backdrop-filter: blur(24px) saturate(190%);
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    box-shadow: 0 -10px 30px rgba(0, 0, 0, 0.5);
    padding: 14px 0;
    display: flex;
    justify-content: center;
}

.bar-container {
    display: flex;
    flex-direction: column;
    gap: 8px;
    width: 100%;
    max-width: 1160px;
    padding: 0 24px;
}

.sticky-summary-info {
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    padding-bottom: 8px;
}

.summary-items {
    display: flex;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
    gap: 22px;
    margin-bottom: 2px;
}

.summary-item {
    font-size: 0.88rem;
    color: #94A3B8;
}

.summary-item .value {
    color: #FFFFFF;
    font-weight: 700;
    margin-left: 5px;
}

.summary-item.highlight .value {
    color: var(--point-light);
    font-size: 1.15rem;
    font-weight: 900;
}

.summary-item.highlight-cashback .value {
    color: #FF2A55 !important;
    font-size: 1.4rem !important;
    font-weight: 900 !important;
    text-shadow: 0 0 12px rgba(255, 42, 85, 0.45);
}

.summary-item.highlight-cashback .value span,
.summary-item.highlight-cashback .value #barCashback {
    color: #FF2A55 !important;
    font-weight: 900 !important;
}

.bar-disclaimer {
    font-size: 0.74rem;
    color: #64748B;
    text-align: center;
}

.action-buttons-wrapper {
    display: flex;
    justify-content: center;
    gap: 16px;
}

.action-button {
    flex: 1;
    max-width: 300px;
    min-width: 180px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    font-weight: 800;
    font-size: 0.98rem;
    border-radius: 999px;
    transition: var(--transition);
    background: var(--point-gradient) !important;
    color: #FFFFFF !important;
    border: 1px solid rgba(255, 255, 255, 0.25) !important;
    box-shadow: 0 4px 16px var(--point-glow);
}

.action-button:hover {
    background: var(--point-gradient-hover) !important;
    color: #FFFFFF !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(56, 189, 248, 0.4);
}

.action-button.kakao-button {
    background: linear-gradient(135deg, #FEE500 0%, #F59E0B 100%) !important;
    color: #1E293B !important;
    border-color: rgba(245, 158, 11, 0.4) !important;
    box-shadow: 0 4px 16px rgba(245, 158, 11, 0.3);
}

.action-button.kakao-button:hover {
    background: linear-gradient(135deg, #FFEB3B 0%, #D97706 100%) !important;
    color: #0F172A !important;
}

.action-button .button-content {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    color: inherit !important;
}

.action-button i {
    color: inherit !important;
}

/* ========================================================
   12. 푸터 (Footer) & 제휴 드롭다운
   ======================================================== */
footer {
    padding: 55px 0 100px;
    background: #060913;
    color: #64748B;
    text-align: center;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    position: relative;
}

footer .brand {
    color: #FFFFFF;
    font-size: 1.4rem;
    font-weight: 900;
    margin-bottom: 16px;
    display: inline-block;
}

footer .brand a {
    color: #FFFFFF;
    text-decoration: none;
    transition: color 0.2s ease;
}

footer .brand a:hover {
    color: #38BDF8;
}

footer .footer-links {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 20px;
    list-style: none;
    margin-bottom: 16px;
}

footer .footer-links a {
    color: #94A3B8;
    transition: color 0.2s;
    font-size: 0.88rem;
}

footer .footer-links a:hover {
    color: #FFFFFF;
}

footer .footer-info {
    line-height: 1.75;
    font-size: 0.82rem;
    color: #475569;
}

.footer-bottom-dropdowns {
    margin-top: 40px;
    margin-bottom: 40px;
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    flex-direction: column;
    gap: 14px;
    text-align: left;
}

.footer-dropdown {
    background: rgba(15, 23, 42, 0.75);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 12px;
    overflow: hidden;
    transition: all 0.3s ease;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.2);
}

.footer-dropdown:hover {
    border-color: rgba(56, 189, 248, 0.4);
    background: rgba(15, 23, 42, 0.9);
}

.footer-dropdown summary {
    list-style: none;
    cursor: pointer;
    padding: 14px 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.88rem;
    font-weight: 700;
    color: #CBD5E1;
    user-select: none;
    transition: all 0.2s ease;
}

.footer-dropdown summary::-webkit-details-marker {
    display: none;
}

.footer-dropdown summary .summary-left {
    display: flex;
    align-items: center;
    gap: 10px;
}

.footer-dropdown summary .summary-left i {
    color: #38BDF8;
    font-size: 0.95rem;
}

.footer-dropdown.marketing summary .summary-left i {
    color: #F472B6;
}

.footer-dropdown summary .dropdown-arrow {
    font-size: 0.8rem;
    color: #94A3B8;
    transition: transform 0.3s ease;
}

.footer-dropdown[open] summary .dropdown-arrow {
    transform: rotate(180deg);
    color: #38BDF8;
}

.dropdown-content-box {
    padding: 16px 18px 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.domain-seo-matrix {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.domain-seo-item {
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.06);
    border-radius: 8px;
    padding: 10px 14px;
    display: flex;
    align-items: center;
}

.domain-item-keywords {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 4px 8px;
    width: 100%;
}

.domain-item-keywords a {
    color: #94A3B8;
    font-size: 0.76rem;
    font-weight: 500;
    text-decoration: none;
    transition: color 0.2s ease;
    display: inline-block;
}

.domain-item-keywords a:hover {
    color: #38BDF8;
    text-decoration: underline;
}

.domain-item-keywords .kw-sep {
    color: rgba(255, 255, 255, 0.15);
    font-size: 0.7rem;
}

/* ========================================================
   13. 계산기 단계별 가이드 말풍선 툴팁
   ======================================================== */
.calc-guide-bubble {
    position: absolute;
    z-index: 9999;
    pointer-events: none;
    transition: opacity 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                transform 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                top 0.4s cubic-bezier(0.16, 1, 0.3, 1),
                left 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    opacity: 0;
    visibility: hidden;
    transform: translate(-50%, 12px);
    will-change: top, left, opacity, transform;
}

.calc-guide-bubble.visible {
    opacity: 1;
    visibility: visible;
    transform: translate(-50%, 0);
}

.calc-guide-bubble .bubble-inner {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    padding: 10px 20px;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.95) 0%, rgba(255, 255, 255, 0.9) 100%);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    color: #0F172A;
    font-size: 0.95rem;
    font-weight: 900;
    letter-spacing: -0.3px;
    border-radius: 999px;
    border: 1.5px solid rgba(255, 255, 255, 0.95);
    box-shadow: 
        0 14px 30px -4px rgba(0, 0, 0, 0.35),
        0 0 20px rgba(255, 255, 255, 0.45);
    white-space: nowrap;
    animation: guideBubbleBob 2s ease-in-out infinite;
    position: relative;
}

.calc-guide-bubble .bubble-icon {
    font-size: 1.15rem;
    color: #2563EB;
    filter: drop-shadow(0 2px 4px rgba(37, 99, 235, 0.3));
    display: inline-flex;
    align-items: center;
    justify-content: center;
    animation: guideIconBounce 1.4s ease-in-out infinite;
}

.calc-guide-bubble .bubble-text {
    color: #0F172A;
}

.calc-guide-bubble .bubble-arrow {
    position: absolute;
    bottom: -8px;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 0;
    border-left: 9px solid transparent;
    border-right: 9px solid transparent;
    border-top: 9px solid rgba(255, 255, 255, 0.95);
    filter: drop-shadow(0 3px 4px rgba(0, 0, 0, 0.25));
}

@keyframes guideBubbleBob {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

@keyframes guideIconBounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(3px); }
}

/* ========================================================
   14. 양방향 인터랙티브 스크롤 등장 모션 시스템
   ======================================================== */
.reveal-item {
    opacity: 0;
    will-change: transform, opacity;
    transition: 
        opacity 0.45s cubic-bezier(0.4, 0, 0.2, 1),
        transform 0.45s cubic-bezier(0.4, 0, 0.2, 1);
}

.reveal-fade-up { transform: translateY(45px); }
.reveal-fade-down { transform: translateY(-40px); }
.reveal-fade-left { transform: translateX(-55px); }
.reveal-fade-right { transform: translateX(55px); }
.reveal-zoom-in { transform: scale(0.85); }
.reveal-flip-up { transform: perspective(800px) rotateX(24deg) translateY(35px); }

.reveal-item.is-revealed {
    opacity: 1 !important;
    transform: none !important;
    transition: 
        opacity 0.75s cubic-bezier(0.16, 1, 0.3, 1),
        transform 0.75s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-delay-1 { transition-delay: 0.1s !important; }
.reveal-delay-2 { transition-delay: 0.2s !important; }
.reveal-delay-3 { transition-delay: 0.3s !important; }

/* ========================================================
   반응형 미디어 쿼리
   ======================================================== */
@media (max-width: 992px) {
    .hero-section {
        padding: 130px 0 60px;
    }
    .hero-container {
        flex-direction: column;
        text-align: center;
        gap: 36px;
    }
    .hero-title { font-size: 2.5rem; }
    .hero-stats { justify-content: center; flex-wrap: wrap; gap: 12px; }
    .hero-cta-btns { justify-content: center; }
    .calculator-grid { 
        flex-direction: column !important; 
        gap: 18px !important;
    }
    .summary-card { 
        grid-template-columns: 1fr; 
        padding: 30px; 
    }
    .fact-col-force { 
        flex: 0 0 100% !important; 
        max-width: 100% !important; 
        margin-bottom: 18px; 
    }
    .column-grid { grid-template-columns: 1fr; }
    .webzine-featured-card { grid-template-columns: 1fr; }
    .webzine-grid { grid-template-columns: repeat(2, 1fr); }
    .review-card { flex: 0 0 calc((100% - 22px) / 2); }
    .real-cash-banner-box {
        grid-template-columns: 1fr;
        padding: 30px 24px;
        text-align: center;
    }
    .real-cash-cta-wrap { justify-content: center; }
    .real-cash-mascot-wrap { margin-top: 10px; }
    .penalty-proof-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
    body { padding-bottom: 150px; }
    .real-cash-card { padding: 28px 18px; }
    .real-cash-title { font-size: 1.55rem; }
    .real-cash-headline { font-size: 1.3rem; }
    .penalty-proof-title { font-size: 1.35rem; }
    .penalty-guarantee-grid { grid-template-columns: 1fr; }
    .real-cash-features-grid { grid-template-columns: 1fr; }
    .usim-tier-options { grid-template-columns: 1fr; gap: 10px; }
    .real-cash-cta-wrap { flex-direction: column; width: 100%; }
    .btn-real-cash-primary, .btn-real-cash-call { width: 100%; justify-content: center; }
    .penalty-trust-footer { flex-direction: column; text-align: center; gap: 14px; }
    .nav-container { width: calc(100% - 24px); padding: 0 16px; height: 56px; top: 10px; }
    .hero-section { padding: 95px 0 50px; }
    .hero-title { font-size: 1.95rem; }
    .hero-subtitle { font-size: 0.92rem; }
    .hero-mascot-stage { width: 320px; height: 320px; }
    .hero-mascot-character { width: 280px; height: 280px; }
    .hero-speech-bubble { top: -16px; font-size: 0.88rem; padding: 8px 18px; }
    .chip-left { bottom: 20px; left: -10px; font-size: 0.78rem; padding: 6px 14px; }
    .chip-right { bottom: 5px; right: -10px; font-size: 0.78rem; padding: 6px 14px; }
    .authority-mascot-mini { width: 56px; height: 56px; }
    .header-mascot-wrap { flex-direction: column; gap: 12px; text-align: center; }
    .header-mascot-img { width: 120px; height: 120px; }
    .summary-mascot-chamber { width: 200px; height: 200px; }
    .summary-mascot-img { width: 180px; height: 180px; }
    .section-mascot-badge-img, .review-mascot-img, .faq-mascot-img { width: 110px; height: 110px; }
    .hero-cta-btns { flex-direction: column; }
    .discount-toggle-grid { grid-template-columns: 1fr; }
    .webzine-toolbar { flex-direction: column; align-items: stretch; }
    .webzine-actions { flex-direction: column; width: 100%; }
    .board-search-box { width: 100%; }
    .board-search-box input { width: 100%; }
    .webzine-grid { grid-template-columns: 1fr; }
    .review-slider-outer { padding: 0 30px; }
    .action-buttons-wrapper { flex-direction: column; gap: 8px; }
    .action-button { max-width: 100%; min-width: 100%; height: 44px; }
}